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Your project is to buy a property in France !

Fantastic, we will assist you with the financial part.


"Loan Brokerage France” is a brand of SOCIETE2COURTAGE which is the leading brokerage agency dedicated to French expats, non-residents who wish to buy in France.


Our mandate is to get you the best financial conditions from French banks.


The company is led by Jeevanthy Nivert, who has a financial background and has acquiered a lot of expertise

in the banking field for non-residents and foreigners.

Thomas Nivert, is supporting the operations with admin, compliances and business development activities.

Our office is located at Saint Germain en Laye near Paris with a team of 7 people.


Our 2022 Figures*




€€€€ Raised


Success ratio

Code of conduct:

Our business deals with money, which is a sensitive topic where trust and

transparency play a critical role.

We intentionally do not sell any investment or insurance solutions and have the sole interest of obtaining the financing for which we are mandated.

Am I eligible for a loan ? 

Based on French law, anybody can buy real estate in France.


Equally,  anyone buying a property in France  is eligible to obtain a loan from French banks.


The process isn’t that straight forward but there are no legal barriers, which is a good start!

What are the eligibility criteria for a loan ?

There are two important criteria to consider: 

The first is your financial strength where your debt ratio (post project) should not exceed 30-35%.

The second deals with the purpose of the investment, such as why do you want to invest, what ‘s your goal, usage of the property...

Common features for a housing loan in France

  • Length 20 years

  • Fixed interest rate ranging from 3.10% to 3.60% (as of 02.2023).

  • Interest only loan (up to 15 years).

  • Cash injection ranges from 10% to 30% of the project's value

  • Collateral varies from 10% to 50% depending on the project's value

  • Loan insurance not mandatory but a common practice in the banking industry.

  • For newly built real estate (VEFA), up to 2 years deferral before installments begin

  • Renovation work can be financed

  • Real estate agent’s fees can't be financed (3-5%)

  • Notary fee can’t be financed (7.5%).

Courtier en bourse analysant des graphiques

Financing opportunities when buying real estate in France

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What we do

Our aim is to advise you about the financial options available and get it done !

We do this by collecting a wide range of documents and doing a due diligence / project report that would subsequently be submitted to our banking partners

What we don't do

We are not engaged with real estate agencies and/or search of real estate.

We do not sell any other financial  products aside from mortgages

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Laury, M

To get a loan, in France alone

was a such difficulty.

As soon as we signed with


they call us and we get our "loan"

It was so great !

Stéphane, R

I didn't get the time and i didn't want to spend so much time

preparing all the administrative taff.


did everything from A to Z

they were so efficient !

Bob, T

They take care of everything

and i get especially the best rate for my loan.

They are awsome !



14, rue des Gaudines, 78100 Saint Germain en Laye


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